Buy now, pay later with zippzy

Buy now, pay later with afterpay

Available for Australian Customers only.

zipPay is a safe, simple & convenient payment option, allowing you to shop online today and pay later for your purchases.

How does it work?

  1. Checkout online with zipPay - Create your account and confirm purchase.
  2. ZipPay pays on your behalf - Your order will be processed immediately.
  3. Pay off your balance over time - Easy payments that suit your lifestyle.

Key features & benefits

  • Shop without a credit card
  • Easy monthly repayments
  • No interest ever
  • $1000 shopping account


  • Must be an Australian citizen or permanent resident
  • Must be 18 years or older
  • Must be employed, earning at least $300 per week

How much does it cost?

At the end of each billing month, you can choose to pay off your balance in full or simply make a payment that suits your budget (Please note there is a minimum repayment of $40 per month). A $5 monthly account service fee is added to your account for any month you have an outstanding balance.

There are NO establishment fees to setup your account and NO interest ever! If you have repaid your balance in full within 30 days you will never be charged any fees!

Once you have repaid your balance down to $0, no fees will ever be charged to your account – it will simply remain open waiting for you to use again to make additional purchases.

Can I return my order?

Yes! There are two ways to return an item to Bras N Things. Simply take your item to one of our stores or post it back to our warehouse following the instructions below.

Warehouse Returns

All online orders purchased with zipPay should be returned along with your returns form to Bras N Things warehouse at: Bras N Things Returns, 391 Park Rd, Building T, Regents Park Industrial Estate Off Commercial Drive, Regents Park, NSW, 2143, Australia. If eligible for a refund, your payment will be returned to your zipPay account once the goods have been received by Bras N Things.

Please note: We will only be able to process your refund through zipPay once your return reaches our HQ and gets processed. You may still need to make payments while your return is coming back to us or waiting to be processed, but everything you pay for the returned item/s will be refunded once processed through our system.

In Store Returns

You can return any item you are not satisfied with by visiting your local Bras N Things store. If eligible for a refund, your payment will be returned to a credit card and then it is your responsibility to reconcile your zipPay account. Please note, funds can only be directly refunded through zipPay if returns are sent to the Bras N Things warehouse, as per the online returns process.

All zipPay transactions are an agreement between you and zipPay, not Bras N Things and as such any remaining zipPay instalments will be required to be paid as per your agreement with zipPay.

How can I apply?

To create a zipPay account, all you need is a social media account and to confirm the details that you would normally enter when shopping online. Subject to approval, this process takes only seconds after which you can complete your purchase and pay for it later! Once you’re approved for your zipPay shopping account, you never have to apply again and can continue to reuse it as much as you like.

Apply today

How will I receive my statement?

All of your recent activity can be viewed when you log into your zipPay Digital Wallet. When your monthly statement is ready, we will notify you by email. Every month your statement will include, all new purchases made, payments applied on your previous statement, your billing due date, minimum payment due and any fees charged during the statement period

Please ensure you add zipMoney to your safe recipients email list to ensure no emails go into your spam folder.

How do I make repayments?

To ensure you never miss a payment you can setup a direct debit to automatically make your repayments. You can set this to run for as much as you like and as often as you like, as long as you pay at least the mimimum ($40) each month. Additionally, you can make a one-off payment anytume by logging into your zipPay Digital Wallet and selecting 'Make a Payment' Payments can be paid online by debit card, credit card or Bpay. Should you have any difficulties in making your payments, please contact zipPay direct.

Still have questions?

You can contact zipPay directly if you have more question

Phone: 02 8294 2345


For full terms and conditions please visit ZipPay
For more information view our Frequently Asked Questions

To approved applicants only. You may be approved for a lower limit. $5 monthly service fee applies. Pay balance by due date and the service fee is waived.
No balance. No fee. See contract for details. zipMoney Payments Pty Ltd. ABN 58 164 440 993.

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